VIIBorrower ProtectionChecker
Does this offer pass a basic legitimacy check?
Go through twelve yes-or-no questions about a lender or loan offer. See which answers are warning signs and how to check further.
How to use it
Answer the questions about one lender or offer. Answers that match common scam or predatory-lending patterns are flagged with an explanation. “Not sure” is a fine answer; it tells you what to find out.
No checklist can prove a company is legitimate. The strongest single check is looking up the lender’s license yourself: how to check a lender’s license.
If you already paid or shared information
Contact your bank or the payment service right away, report it at ReportFraud.ftc.gov, and if you shared your Social Security number, follow the steps at IdentityTheft.gov. Our scam warning signs guide covers what to do next.