Get ready before you apply anywhere

What to gather, what to check on your credit report, and the questions to answer for yourself first. Saves your progress in this browser.

Why prepare first

Getting your documents and credit reports ready before you apply means fewer surprises, fewer applications and fewer hard inquiries. It also lets you check a lender’s numbers against your own.

The list adapts to the kind of loan and how you’re paid. Ticks are saved in this browser, and your progress shows on My Loan Desk.